Disclaimers

Last updated: October 16, 2026 · These are the same disclosures shown inside the app. · Version française

FolioLab provides AI-powered research about publicly traded U.S. companies for informational and educational purposes only. Nothing in the app or on this site is financial advice.

Not financial advice

Reports generated by FolioLab are informational only. Nothing in the app constitutes investment advice, a recommendation to buy or sell securities, or a solicitation of any kind. We are not a registered investment adviser, broker-dealer, or financial planner. You are solely responsible for your own investment decisions. Do not rely on FolioLab as the sole basis for any investment decision. FolioLab receives no compensation from issuers or brokers. When FolioLab's operator personally holds shares of a company covered in a report, that report says so. Shares held through diversified funds such as index funds are not counted.

AI-generated content

Research reports are produced by AI agents and a large language model. AI output can contain errors, hallucinations, outdated information, or misinterpretations of data. We do not guarantee the accuracy, completeness, or timeliness of any analysis. Verify all material claims against primary sources before acting on them.

Because these models are probabilistic, the analysis they produce can vary from one run to the next. This variation is normal for LLMs, not a malfunction.

FolioLab's multi-agent AI synthesizes historical data and current news into a probabilistic narrative. It does not possess predictive alpha capabilities, cannot foresee market movements, and its 1 to 10 research scores are backward-looking analytical summaries, not guarantees of future performance.

Market risk

All investments carry risk, including the possible loss of principal. Past performance is not indicative of future results. Stock prices can move significantly and unexpectedly. Speculative positions can lose all of their value.

No fiduciary relationship

Using FolioLab does not create a client relationship, fiduciary duty, or advisory contract between you and FolioLab. We do not know your personal financial situation, investment objectives, tax position, or risk tolerance. Consult a licensed financial advisor before making investment decisions, especially material ones.

Data sources

Stock metadata, company logos, and sector classification come from Finnhub.io under their free-tier terms. Company descriptions come from Wikipedia under the CC BY-SA 4.0 license. Macroeconomic indicators come from FRED, Federal Reserve Bank of St. Louis (public-domain U.S. government data from the Federal Reserve Board, Bureau of Labor Statistics, Bureau of Economic Analysis, and Census Bureau). We do not warrant or guarantee third-party data and are not liable for inaccuracies in upstream sources.

Forward-looking statements

Any forward-looking statements in research reports (price targets, outlooks, scenarios) reflect AI-generated estimates based on publicly available information. They are not predictions and should not be relied upon as such. Markets are inherently unpredictable.

Every report in the app carries this disclaimer: "Not financial advice. Outputs are AI-generated and may be inaccurate. Consult a licensed advisor before making investment decisions. FolioLab receives no compensation from issuers or brokers." It is followed by an interest line that states either that FolioLab and its operator hold no position in the company, or that FolioLab's operator personally holds its shares.